Wealth GuardianFinancial calm, every day
Make today’s money choices work for tomorrow.
Wealth Guardian watches your cash flow, keeps budgets honest and builds practical paths to your next vacation, car or home.
Advice grounded in your numbers
Read-only financial view
Available under your bank’s brand
Wealth Guardian vs Cleo
Familiar AI guidance, with stronger guardrails and a path for institutions.
Both products bring conversation, voice, memory, and proactive guidance to personal finance. Wealth Guardian adds customizable financial boundaries and a fully branded institution offering.
| Feature | WGWealth Guardian | Cleo |
|---|---|---|
| AI advisor chat grounded in your finances | ||
| Ask by voice and hear answers aloud | ||
| Remembers goals across conversations | ||
| Exact affordability and goal calculations | Some | |
| Proactive alerts and daily guidance | ||
| Custom “do not touch” boundaries | ||
| Vacation, car, home, and emergency goals | Some | |
| Institution-branded version | ||
| Free tier | $0 | $0 |
| Paid consumer tier | $7.99/mo$69.99/yr | From $8.99/mo* |
Wealth Guardian pricing is planned launch pricing. Cleo details are based on publicly available information reviewed September 2026; plans, prices, and availability can change. *Paid Cleo pricing varies by plan and market.